Verzekering

Meridian RV vehicles are insured for $5,000,000 Third Party Liability coverage (public liability and collision). Premiums for this Basic Insurance are included in all rental rates with a deductible of $7,500 per occurrence. This deductible of $7,500 is further reduced by Limited Risk 'CDR' insurance, which is included in our nightly rates.

  BASIC INSURANCE LIMITED RISK CDR  INSURANCE
Security Deposit at Pick-Up $3750 $750
Deductible per Occurrence
Motor vehicle accident $7500 $1500
Collision $7500 $1500
Fire, Hail, Storm, Flood $7500 $1500
Vandalism, Hit and Run, Theft (***Insurance void if incident occurs in Montreal or Ottawa) $7500 $1500
Windshield and Glass Damage $7500 $1500  (A-Class $2000)
Tire Damage $7500 $1500
Roof Damage $7500 $1500
Undercarriage Damage $7500 $1500
Interior Damage Not covered Not covered
Awning Damage Not covered Not covered
Slide-out Damage Not covered Not covered

*** In all instances above personal items/belongings and personal injuries are not covered by insurance/Limited Risk CDR Plan

Voided Insurance/Voided Limited Risk CDR Plan

When damage to a unit is the result of negligent or careless behavior, the Basic Insurance and Limited Risk CDR Plan are considered void and the renter is responsible for 100% of repair or replacement costs. Examples of negligent or careless behavior:

  • HIT AND RUN BY RENTER OR ADDITIONAL DRIVERS
  • ROOF DAMAGE CAUSED BY CARELESS HANDLING OF A UNIT (includes ignoring height restrictions)
  • UNDERCARRIAGE DAMAGE CAUSED BY CARELESS HANDLING OF A UNIT (includes damage caused by travel on gravel or unpaved roads, damage caused by bottoming out when going too fast over speed bumps, and damage caused by travel on ramps/driveways/roads that are on too steep of an incline to accommodate a motorhome or trailer)
  • NEGLIGENT BEHAVIOR RESULTING IN DAMAGE TO A UNIT (includes driving under the influence of alcohol or drugs, travel in restricted areas, towing of any kind, deliberate damage to unit, and driving without a valid drivers license, and backing up without a 2nd person outside of vehicle to guide driver)
  • CARELESS BEHAVIOR RESULTING IN DAMAGE TO A UNIT (includes failure to maintain fluid levels, failure to use specified fuel, use of contaminated fuel, water in the fuel tank, failure to use the tow-haul feature on steep hills, and freezing of the vehicles water system in temperatures below zero)
  • OPERATION OF VEHICLE BY ANYONE UNDER 21 YEARS OF AGE
  • DAMAGE OCCURING IN AN ACCIDENT WHERE RENTER HAS FAILED TO REPORT TO MERIDIAN R.V. MFG. LTD. AND POLICE WITHIN 24 HOURS OF INCIDENT

*** No travel permitted: on the Dempster Highway into the Northwest Territories and Nunavut (also referred to as Yukon Highway 5 and Northwest Territories Highway 8); to Mexico; to any outdoor festivals, events or concerts (including Burning Man); to Death Valley, California, from June 1st to August 31st; on roads designated on official provincial or state maps as other roads gravel or dirt.